Every year, about 1 in 20 people with insured homes file a claim. If you’ve been in an accident or had your property damaged, you may need an insurance attorney.
Insurance is a necessary evil, but don’t fool yourself into thinking that insurance companies are on your side. What’s most important to them is their bottom line, so when something happens and you need to file a claim, don’t expect them to properly compensate you every time.
When you’re going through problems with your insurance company, the best thing to do is call an insurance lawyer. In this post, we’re giving you some insurance attorney tips by telling you 3 sure signs that you need to hire an insurance lawyer. Keep reading and make sure you’re fighting for what you deserve.
1. You’re Putting In a Large Claim
Anytime you’re putting in a large insurance claim on your home or vehicle – after fire damage, flooding, accidents, or natural disasters – it’s good to have a lawyer with you. This is one of the best tips for hiring an insurance attorney because adjusters are going to make you account for everything that’s been damaged and do their best to find flaws in your claim.
An insurance lawyer will understand exactly what to do to counteract the insurance company’s behavior. Having had experience with other cases like yours, they can draw on their knowledge of insurance law to tell you what documentation and evidence you need to come up with to get your claim approved.
There’s also the matter of being taken more seriously by the insurance company. Simply having a lawyer representing you will prevent your insurer from using intimidation tactics to give you a lowball offer.
2. After a Death In the Family
After a loved one passes away, there’s always a chance that the insurer will refuse to pay the beneficiaries. Life insurance policies should cover all deaths from natural causes or accidents, but it can become murky when a loved one dies by suicide or doing “risky” behavior.
If you’re having trouble accessing money that you’re entitled to in the Orlando area, then click here and hire the best insurance attorney. The last thing you should ever have to deal with after a loved one passes on is an insurance company’s shenanigans.
3. Dealing With Another Person’s Insurer
Anytime you’re involved in a car accident, you’re going to end up dealing with another party’s insurance company. If you think dealing with your own insurance company is difficult, then you can imagine how dealing with someone else’s might be.
An insurance company will offer you a settlement after the accident, but if it doesn’t look right, then hiring an attorney is a must. Should the claim end up in court, they’ll be able to represent you and make sure you’re getting every penny that you deserve from your lost property, medical expenses, etc.
An Insurance Attorney Can Guide You Through
Dealing with insurance companies can be overwhelming, but hiring an insurance attorney can make it easier. These are just a few important tips for when and how to hire an insurance attorney, so when disaster strikes and insurers are giving you trouble, you know where to turn.
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