Around 66% of adults in the United States take prescription drugs. These prescriptions are costly and only get more expensive as you get older or if you suffer from chronic conditions.
If you want to cut costs associated with your medication, there are some ways to save. In this article, we discuss six tips for saving money on prescriptions. Keep reading, your wallet will thank you.
1. Go for the Generic Versions
Generic medications use the same active ingredients as name-brand versions at a fraction of the cost. They have lower copays and prices because they don’t need to recoup the research and development expenses.
Asking your doctor or pharmacist if there’s a generic version of your medication will save you a lot of money over time.
2. Enroll in Discount Programs or Look for Coupons
Many pharmacies offer pharmacy cards or discount programs. These programs offer points, rewards, and coupons to save money on your prescriptions.
If your pharmacy doesn’t offer these programs, look for coupons. Sometimes drug manufacturers and pharmacies will offer coupons for cheap medications or rebates.
Additionally, there are prescription discount programs available to provide help for those who can’t afford them. These programs often work directly with the drug manufacturers.
3. Compare Prices
One of the best ways to save money on your prescriptions is to compare prices. To get the best prices, find out what copays different insurance companies offer and compare prices from the pharmacies in your network.
Big box stores often offer cheap prescriptions, but prices can vary across the board. Prices depend on whether you will have recurring refills, shop in bulk, or make a one-time sale.
4. Shop Online
Online pharmacies are often able to offer lower prices on prescriptions. Look for an accredited online pharmacy that requires a prescription to shop and is part of the Verified Internet Pharmacy Practice Site (VIPPS) program.
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5. Ask for a 90-Day Supply
For regular medications, a 90-day supply is one of the best ways to save money on prescriptions and keep you from refilling as often. Many pharmacies offer discounted prices for buying medications in bulk.
Be sure to inform your doctor that you’re interested in a 90-day supply so they can write your prescription accordingly.
6. Determine Whether You Still Need the Medication
If you’ve been buying prescriptions for years and haven’t been to the doctor, it may be time for a check-up. Schedule a visit to discuss your current medications and determine whether they’re still needed. The amount may be reduced or eliminated, saving you money on prescription charges.
Learn More About Saving Money on Prescriptions
Medication can be expensive, but saving money on prescriptions is doable with research. Talk to your doctor, compare prices, and check your insurance to make sure you’re getting the best deal.
For more tips on taking care of your health, explore our other articles in our health section.